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Case 580E Backhoe Used
AgDealer Equipment # 754760
Location: main location Cobden Ontario
4WD, 2318hrs, ORIGINAL PAINT, REAL NICE TIGHT UNIT,A MUST SEE

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2016 Brandt 1515LP Belt Conveyor New NEW
AgDealer Equipment # 705580
Location: main location Cobden Ontario
2016, GRAIN BELT, TRANSFER CONVEYOR,EASY MOVE,HYD.DRIVE, INSTOCK

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$5,995 CAD
$4,715 USD
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Laurin ROYAL GUARD Cab Used
AgDealer Equipment # 725036
Location: main location Cobden Ontario
OFF OF A JOHN DEERE 3130, ALL LIGHTS, NO RUST THROUGH, COMP.

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$1,150 CAD
$904 USD
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2016 Brandt 1545 Conveyor Used NEW
AgDealer Equipment # 830636
Location: main location Cobden Ontario
2016, 

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John Deere 643 Corn Head Used
AgDealer Equipment # 720645
Location: main location Cobden Ontario
GOOD TIN, OIL BATH, EAR SAVERS, COME CHECK IT OUT

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$12,500 CAD
$9,831 USD
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John Deere 443 Corn Head Used
AgDealer Equipment # 720652
Location: main location Cobden Ontario
30" NARROW, WORKED LAST FALL OF 2013

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$4,995 CAD
$3,928 USD
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2016 Mathews Company 180sb Crop Chopper Used NEW
AgDealer Equipment # 803246
Location: main location Cobden Ontario
2016, 

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Landoll 12 Cultivator Used
AgDealer Equipment # 858332
Location: main location Cobden Ontario


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$3,695 CAD
$2,906 USD
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Case IH 3400 Cultivator Used
AgDealer Equipment # 858333
Location: main location Cobden Ontario


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$2,495 CAD
$1,962 USD
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New Holland 717 SUPER Forage Harvester Used
AgDealer Equipment # 858340
Location: main location Cobden Ontario


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$2,395 CAD
$1,867 USD
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* Prices may be approximated using an exchange rate and do not constitute an offer to sell.
Consult with the Dealer at the time of purchase for the current rate and amount.


Advantages of Refundable Tax Credits

Refundable credits are one of the best tax breaks available

Woman working at table
Simon Winnall/ Taxi/ Getty Images
Updated July 27, 2017

All tax credits are good things, but some are better than others. They're designed to save you tax dollars, and they each do that in one of two ways. Some whittle away at what you owe the IRS, but others can actually put some cash in your pocket

The Difference Between Refundable and Nonrefundable Tax Credits

Tax credits are either refundable or nonrefundable. When a credit you're eligible to claim is more than your total tax liability, the Internal Revenue Service will refund you the difference.

By contrast, a nonrefundable tax credit can only reduce your federal income tax liability to zero. Any part of the credit that's left over is not refunded back to you.

Here's an example. You might complete your tax return only to realize that you owe the IRS $1,000—your withholding or estimated tax payments weren't enough to cover your entire tax liability for the year. Then you realize that you're eligible for a certain $2,000 tax credit that you didn't claim so you roll up your shirt sleeves and redo your tax return to take it. If that credit is refundable, it will eliminate the $1,000 you owe the IRS and the IRS will refund the balance to you—you'll receive a $1,000 refund even though you did not pay this money in through withholding or estimated payments. If the credit is nonrefundable, however, you'll effectively reduce or erase your $1,000 tax debt but the IRS will keep the $1,000 balance.

 

If you don't owe the IRS money—you complete your return to realize that you're entitled to a $500 refund of money you overpaid through withholding and estimated tax during the year—and if you go back and revise your return to claim that $2,000 refundable credit you've just realized you're eligible for, the IRS will send you a $2,500 refund.

You'll receive that $500 you overpaid through withholding, plus the $2,000 credit.

Don't consider it a waste of time to go back and redo your return if the credit you've realized you're entitled to is nonrefundable. Using it will still reduce your taxable income so you might find that you'll receive a little bit more of a refund for overpaid taxes. But refundable tax credits can offset certain types of taxes that normally cannot be reduced in other ways. For example, they can help offset the self-employment tax, the surtax on early distributions of retirement savings, or other surtaxes such as the nanny tax, the net investment income tax or the additional Medicare tax. 

An Easy Way to Differentiate Between Credits 

Here's one way to tell the difference between a refundable and a nonrefundable tax credit: Refundable tax credits show up in the Payments section of Form 1040 beginning at line 64. Nonrefundable tax credits show up in the Tax and Credits section of Form 1040 beginning at line 38. 

Tax Credits That Are Refundable 

The following tax credits are refundable as of the 2017 tax year:

Most Tax Credits Are Nonrefundable

Alas, the most commonly claimed tax credits are not refundable. For example, claiming the Child and Dependent Care Credit can reduce what you owe the IRS, but the IRS won't send you a check for any credit that's left over if it reduces your liability to zero. The same goes for the Adoption Credit, the Savers Credit, and the Lifetime Learning Credit. 

But don't assume that a credit is nonrefundable when you're preparing your taxes because these things can change yearly. Visit the IRS website or consult with a tax professional to be sure—then, if you're eligible for it, claim the credit regardless of whether it's refundable or nonrefundable. After all, there's no such thing as a bad tax break. 

  • Young happy family in new home

    Child Tax Credit: Qualifying Requirements and Tax Planning Tips

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    Get Your Tax Withholding Just Right – Here's How

  • Avoid Mistakes on Your Tax Return With Some Simple Precautions

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    Do You Understand the Value of Tax Credits?

  • Did You Underpay Taxes Last Year? Get Your Form W-4 Just Right.

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    Find out What Income Tax Filing Requirements Are for Tax Year 2016

  • Bank teller giving cash to customer

    Learn About the Types of Federal Income Taxes Withheld from Wages

  • Owe Taxes? Here's How to Pay the IRS

  • Calculator and bank account

    An Easy Way to Calculate Your Estimated Taxes and Possible Penalties

  • Young girls placing cans in donations box.

    How to Make Sure Your Charity Donation Is Tax Deductible

  • Family Shopping Online

    Can Two Taxpayers Claim the Same Dependent?

  • Mother and baby boy reclining on sofa with laptop

    Having a Kid Could Pay Off on Tax Day

  • Why You Need to File a Tax Return (and How It Works)

  • How to Fill Out Form W-4 in 10 Steps

  • Health Insurance claim

    Can You Deduct the Cost of Health Insurance?

  • Eyeglasses and calculator on ledger book

    Year End Tax Tips for Individuals






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